office (936) 588-2202
fax (936) 309-0050
toll-free (866) 839-2745
At Texas Partners Insurance Group, we represent several different workers compensation carriers. We specialize in providing Texas businesses with affordable workers compensation rates. Finding your company the best rates for your insurance needs has been our primary goal since our companies inception.
Does my Texas business need workers compensation insurance?
Texas employers, except for governmental entities and construction contracts for governmental entities, may choose whether or not to possess workers compensation insurance. Even though Texas law does not require coverage, your customers may require it in order to do business, so it is important to take this into consideration. Employers choosing not to obtain workers compensation insurance coverage are considered "non-subscriber," and must notify their employees and the Texas Division that you do not have workers compensation insurance by posting written notice in the personnel office. Notices must be in English, Spanish, and any other language necessary and must be in the wording and format detailed in TDI-DWC (Notice-5). If a notice is not correctly posted, the employer will be liable for any administrative violations. Notices also need to be in place if you do decide to become a subscriber of workers compensation insurance.
Employers who do not carry Texas Workers Comp for their employees risk being personally liable for all medical bills from ANY accident in addition to significant governmental fines.
For Texas contractors, having proof of Workers Compensation Insurance is usually required to be a subcontractor with a larger general contractor. Proof of Workman's Comp coverage is provided by a Workers Compensation Certification.
Let Texas Partners Insurance Group help you with your Workers Compensation coverage.
Get a Free Quote and compare your Workers Compensation insurance costsCall TOLL FREE for your Texas Workers Compensation Quote
To help our clients find the right insurance coverage's at a fair price. As an independent agency, our agency can quote your insurance through a number of different carriers to make sure you are getting a good value on your insurance products.
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